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The Disaster Protection Plan is a supplemental insurance policy that gives you a financial safety net when disasters strike. This plan is designed to limit your risk to unexpected costs and gaps in coverage.

The ACE Disaster Protection Plan is a great way to reduce your risk to disasters.

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Deductible Reimbursement:
Emergency Cash:
Lockout Reimbursement:

Monthly Premium
Deductible Reimbursement:
Emergency Cash:
Lockout Reimbursement:

Monthly Premium
Deductible Reimbursement:
Emergency Cash:
Lockout Reimbursement:

Monthly Premium
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Frequently Asked Questions

What is the Disaster Protection Plan?

The Disaster Protection Plan (DPP) is an insurance policy that provides a financial safety net when disaster strikes your home. Traditional plans like renters, homeowners and flood insurance are designed to help rebuild the home or replace your items lost and can have hidden costs.

What benefits are included in the Disaster Protection Plan?

The Disaster Protection Plan includes a Deductible Reimbursement benefit, Emergency Cash benefit and Lockout Reimbursement benefit.

Who underwrites the Disaster Protection Plan?

The Disaster Protection Plan is underwritten by ACE American Insurance Co, Philadelphia, PA. an A+ Stable company (A.M.Best).

The Direct Markets division has helped hundreds of thousands of homeowners through disasters since 1996 and our Insureds have rated us with a 92% satisfaction with our claims service. ACE American Insurance Company is a part of ACE Limited, NYSE: ACE, part of the S&P 500, rated AA- Stable from Standard & Poor's and A1 Stable from Moody.

How does the Deductible Reimbursement work?

The deductible reimbursement benefit is paid for deductibles you have to pay for your home or primary insurance policy. Your primary policy would include your homeowners, unit-owners, renters, contents, earthquake, flood, or wind insurance policy, as the case may be, issued for your home.

How can I found out more information about ACE or the Disaster Protection Plan?

Answers to questions about your insurance, coverage information, or assistance in resolving complaints can be obtained by calling our Customer Service Support to speak with an ACE USA licensed agent at 1-855-294-2539.

How does the Emergency Cash benefit work?

The Emergency Cash benefit is paid when your home is damaged and cannot live in your home. Your home must be uninhabitable. “Uninhabitable” means the inability to reside in your home for a period in excess of 48 consecutive hours.

Can I purchase additional coverage?

Additional coverage may be available. Contact one of our licensed agents at 1-855-294-2539 for more information.